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Mobile Remote Deposit Capture

This white paper discusses the opportunities for cost savings and growth in the Mobile Remote Deposit Capture (Mobile RDC) space. It explores the benefits of Mobile RDC to both the end-user (consumer...

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Remote Deposit Capture: Measuring Profitability

As banks implement image clearing strategies and deploy RDC simultaneously, the ability to define the effect on customer profitability becomes a difficult task. Customer profitability is a function not...

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RDC Version 1.0 – Where are all the users?

Cachet Financial Solutions surveyed financial institutions regarding the prevalence and customer usage of RDC. Despite the demand for self-service banking applications like RDC, it appears that fewer...

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Risk Management - A Remote Deposit Capture Imperative

The unprecedented convenience for customers offered by Remote Deposit Captrure has also ushered in a new set of risks, from outright fraud as well as unintended errors. This paper describes the problem...

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The Gold Standard for Mobile Check Deposit

The growth and adoption of Mobile RDC is impending. This white paper, developed by Mitek Systems, illustrates the technological challenges and criteria for an effective mobile check deposit...

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Using Technology to Mitigate RDC Risk

The banking experience for small business owners is changing. Conveniences are finally here that do away with one chore that is no fun at the end of the day – getting the day’s deposits to the bank. It...

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Evaluating Desktop Check Scanners: Debunking the Scanning Speed Myth

Check scanning speed has been one of the primary criteria in the selection of desktop check scanners. Today’s scanners offer speeds ranging from 30 to 180 documents per minute (DPM), with prices...

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Financial Institutions Must Rethink Their Remote Deposit Capture Support Models

To help FIs better understand the RDC hardware solutions landscape and the role of equipment outsourcing, this paper discusses the challenges associated with in-house RDC equipment deployment and...

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Compliance with Sarbanes-Oxley and Enterprise Risk Management Creates Best...

One noteworthy benefit of Check 21 is how fresh technologies that surround Check 21 can enable improved compliance with Sarbanes-Oxley as well as improve overall customer service, and reduce...

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Remote Deposit Capture - Proceed With Caution!

The decision by your bank to supply a merchant with a remote deposit capture scanner signals the beginning of a new customer service relationship, as well as the implementation of a new and useful...

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A Holistic Approach to Reducing Check Fraud and Identity Theft

Due to legislative changes, and the increasing sophistication of fraud criminals, the banking industry has an acute need for next-generation fraud solutions. In particular, check fraud and identity...

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Remote Deposit Capture and Its Unintended Fraud Consequences.

Every new banking1 solution threatens to create unrecognized fraud exposures. With the rate of change currently experienced in the industry, the risk of creating new dangers increases dramatically as...

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Using Intelligent Word Recognition Software to Cut Labor Costs - Without...

This report explains intelligent word recognition (IWR) technology and how it differs from ICR, enumerates the data entry applications best-suited for IWR, and describes the technology's major benefits.

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Understanding Image Quality & Usability Within a New Environment

Check 21 opens the door for financial institutions to deploy new methods for clearing and settling checks that do not rely on the routing of original paper checks. The provisions of Check 21, combined...

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Controlling Image Quality at the Point of Capture.

Why is it important to ensure that an acceptable image of a check is captured at the first point of entry to the check clearing process under the Check 21 Legislation? The answer is simple -- if the...

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SMALL CHECK SCANNER MICR READ PERFORMANCE BENCHMARK STUDY

With the shift from centralized to distributed capture occurring in the financial industry, there is a growing concern with checks that are captured by small inexpensive check scanners. Many fear a...

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Complex Payments

More than ever before, companies must manage a multitude of payment variables on a transaction-by-transaction basis. Managing these complex payments means tying together disparate systems, and on the...

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Navigating A New Payments Landscape - Fraud Prevention, Risk Management &...

Today there are significant changes in the payments industry. It is an era being defined by a declining volume of paper checks and associated revenue, and an increasing volume of electronic payments...

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Two Words Every Business Should Know: Remote Deposit

Every business seeks ways to improve productivity, eliminate unnecessary tasks, and bolster the bottom line. Surprisingly, significant savings are now being found in a function that’s been unchanged...

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One Size Fits Nobody - Remote Deposit Capture in an Enterprise Payments World.

The purpose of this paper is to describe the emerging world of remote deposit capture – not in broad brush strokes, but by drawing fine distinctions about how different industries, different companies,...

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